Roaming About

A Life Less Ordinary

Category: Expense Report (page 1 of 2)

Monthly Expenses – June 2017

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up. πŸ™‚

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 2% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Utilities are always Skype-related, since that is how we make phone calls.Β 

Health insurance and costs are related to my health care. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! Every six months, we have to fly or drive to the East Coast for cancer check-ups. I still pay a small quarterly fee in Belgium for health care (required to keep my citizenship), which I mention in my year report.

June was not the most usual month for us either, what with being in Belgium until June 19th, having a quick stop-over in Reykjavik, Iceland and a long journey back to the West Coast of the US, where we picked up this current three-week house sit the evening we arrived. You will not find any expenses from our remaining days in Belgium in this overview, because my wonderful parents took care of all the grocery shopping, fuel and train rides, and, because I sold enough of my belongings (my African drum - sad to see it go - being the biggest provider) to pay for our other, modest, expenses. The cost of our vacation in Budapest is included, but, the hotel was "paid" with miles.Β  The flights were part of last month's report. Our biggest expense category for June 2017 was no doubt travel, followed by a hefty grocery bill when we arrived in Oakland, California.

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Monthly Expenses – May 2017

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up. πŸ™‚

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 2% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Utilities are always Skype-related, since that is how we make phone calls.Β 

Health insurance and costs are related to my health care. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! Every six months, we have to fly or drive to the East Coast for cancer check-ups. I still pay a small quarterly fee in Belgium for health care (required to keep my citizenship), which I mention in my year report.

Everything on the blog is a bit delayed this month, due to our travels and busy schedule. May and June are unusual spending months, partly because of this, and partly because of a new development I will report on later. Here is an overview of our normal expenses in May. Mark and I were located in Massachusetts for three weeks of the month, followed by ten days in Belgium/the Netherlands.Β  We passed the $1000 mark, because of our long weekend in Friesland (or our upcoming travel in the US). Driving an SUV around instead of our economical Prius raised our fuel budget. The price for all the plane tickets have been calculated in the expense reports of previous months.

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Monthly Expenses – April 2017

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up. πŸ™‚

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 2% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Utilities are always Skype-related, since that is how we make phone calls.Β 

Health insurance and costs are related to my health care. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! Every six months, we have to fly or drive to the East Coast (where we are a this time) for check-ups. I still pay a small quarterly fee in Belgium for health care (required to keep my citizenship), which I mention in my year report.

Here is an overview of our expenses in April. We managed to stay under $1000, our loose goal, but car expenses were higher than usual, due to maintenance, extra sightseeing and paying up front for my MA driver's license. If I include the money we spent on Tax Day, our total would break all records in the "monthly expense history of Mark and Liesbet" (barring the cost of a sailboat or a camper). Because our income was a bit higher than expected last year (we are self-employed and don't know ahead of time how much money we will generate with sales of The Wirie), we ended up funding the US government much more than usual.

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Monthly Expenses – March 2017

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up. πŸ™‚

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 2% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Utilities are always Skype-related, since that is how we make phone calls.Β 

Health insurance and costs are related to my health care. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state (we are currently in California), it will be expensive for either of us! Every six months, we have to fly or drive to the East Coast for check-ups. I still pay a small three-monthly fee in Belgium for health care (required to keep my citizenship), which I mention in my year report.

Here is an overview of our expenses in March. This month, the car brought us above $1000. The total could have been much higher, but our generous visitors,Β  my cousin Griet and her husband Wim (regulars on Irie as well) treated us to a wonderful weekend in Yosemite National Park, took us out to dinner and contributed towards wine, fuel and tolls. Thank you, guys!

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Monthly Expenses – February 2017

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up. πŸ™‚

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 2% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Utilities are always Skype-related, since that is how we make phone calls.Β 

You now see health insurance and costs related to my health care, since we are not in the lowest income bracket anymore and I am not a US citizen. As a matter of fact, I owe the government $1500 for health care insurance in 2016 (and a lot of taxes!), because our income was a bit higher than anticipated. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state (we are currently in California), it will be expensive for either of us! I still pay a small three-monthly fee in Belgium for health care (required to keep my citizenship), which I mention in my year report.

Here is an overview of our expenses in February. It is a much higher than normal month, because we bought two sets of plane tickets for each of us. The first leg will be to Boston the end of April, from where we will both fly to Belgium for a month on May 20th. On the way back through Boston, we just have a short layover, before continuing on to San Francisco. Fuel costs are relatively high due to our return trip from Southern California. The good news is that we signed up for a fancy credit card, which gives us 100,000 points, if we spend $4000 in three months. We are doing our best to make that (high for us) number, and the flights - relatively cheap for what they offer - happily help. πŸ™‚

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Monthly Expenses – January 2017

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up. πŸ™‚

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 1% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Utilities are always Skype-related, since that is how we make phone calls.Β 

You now see health insurance and costs related to my health care, since we are not in the lowest income bracket anymore and I am not a US citizen. As a matter of fact, I owe the government $1500 for health care insurance in 2016 (and a lot of taxes!), because our income was a bit higher than anticipated. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state (we are currently in California), it will be expensive for either of us! I still pay a small three-monthly fee in Belgium for health care (required to keep my citizenship), which I mention in my year report.

Here is an overview of our expenses in January. Fuel is higher than usual because of our drive to Southern California, and we took some friends out to dinner, but we finally succeeded in spending less than $1000!

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Expense Report 2016

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. 2016 is the first full year that Mark and I have been living on land as house and pet sitters. This is therefore my first yearly expense overview.

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 1% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits starting in 2017. Since December 2016, I have to pay for health insurance in the US.Β I still contribute in Belgium for health care as well (required to keep my citizenship), which is a small three-monthly fee only reported here. Utilities are always Skype-related, since that is how we make phone calls.Β  Accommodation is our best category, because we live totally rent-free and in comfort, wherever we end up. πŸ™‚

Here is an overview of our expenses in 2016. I am surprised at how high our grocery costs are and that owning a car - even a small and efficient hybrid one like ours - is relatively pricey. That being said, we spend way less money on our Prius than we did on our 35' catamaran those eight years. Parts,Β  maintenance and insurance were sometimes six fold that every year, but living costs when cruising were much lower than on land. While we spent between $12,000 and $20,000 yearly on Irie (2007-2015), traveling all over the Caribbean and French Polynesia, 2016 had us part with $14,614, living a semi-settled life, without having to pay for utilities or rent. It seems like a lot. This year, we hope to do better in the grocery and computer category!

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Monthly Expenses – December 2016

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free and in comfort, wherever we end up. πŸ™‚

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 1% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits starting in 2017. Utilities are always Skype-related, since that is how we make phone calls.Β 

From now on, you will see health insurance and costs related to my health care, since we are not in the lowest income bracket anymore and I am not a US citizen. Mark is still eligible for free health care in the state of Massachusetts as of today. If something were to happen outside of that state (we are currently in California), it will be expensive for either of us! I still pay a small three-monthly fee in Belgium for health care (required to keep my citizenship), which I will report on in my year report.

Here is an overview of our expenses in December. We really thought we would manage spending less than $1000, despite the holiday season, but, our car needed some work! Thanks to our friends Sue and David from Travel Tales of Life, our eating out category is lower than it could have been. πŸ™‚ Next week, I will post our expense report of the year 2016.

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Monthly Expenses – November 2016

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free and in comfort, wherever we end up. πŸ™‚

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 1% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers medicines and Mark's vitamins and supplements. Utilities are always Skype-related, now that our internet is free during house sits and our phone costs are business-deductible.Β  You don't see health care costs, because Mark and I are eligible for free health care in the state of Massachusetts, since our income this year isΒ  in the lowest bracket. If a non-emergency were to happen outside of the state (we are currently in California), it will be expensive! I still pay a small three-monthly fee in Belgium for health care (required to keep my citizenship), which I will report on at the end of the year.

Here is an overview of our expenses in November, again an above average month because of Thanksgiving, my birthday and a bunch of membership fees.

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Monthly Expenses – October 2016

Expenses - image

Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free and in comfort, wherever we end up. πŸ™‚

This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 2% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. I read somewhere that "dining out" is meant to happen in fancy places. Not in this list! But, I do like the term "dining out" better than "eating out", so I'm keeping it. The health category covers medicines and Mark's vitamins and supplements. Utilities are always Skype-related, now that our internet is free and our phone costs are business-deductible.Β  You don't see health care costs, because Mark and I are eligible for free health care in the state of Massachusetts, since our income isΒ  in the lowest bracket (for now). I still pay a small three-monthly fee in Belgium for health care (required to keep my citizenship), which I will report on at the end of the year.

Here is an overview of our expenses in October, which are much higher than usual, because of our Annapolis Sailboat Show event and all the traveling we did.

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