Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without breaking the bank. The less money you spend, the less you need to make. 🙂 That being said, Mark and I seem to manage one big expense a month for some reason, whether it is camper, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up.
This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits.
Health insurance and costs are related to my health care as a permanent resident in the US. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state, it will be expensive! For check-ups, we both return to the East Coast. I still pay a small quarterly fee in Belgium for health care (required to retain citizenship), which I mention in my year report.
The expense categories that "hurt" us the most in December were our camper (car), gifts, and dining out. The mechanic in Northern California who "solved" the most urgent issues when we first bought Zesty in July, did not do a good job with the transmission service, so we needed to get the fluid drained and refilled again, and a plug replaced. Not cheap. Our goal to only spend $25 a month on diesel while in San Diego failed, because we decided to drive all the way to the desert (Joshua Tree National Park) and back for the New Year's weekend.
As far as dining out goes, we wanted to treat a friend to dinner to celebrate her graduation as a zoologist. And, in regards to that gift category, well... it was the holiday season. We bought personalized photo calendars for family members and a shiny, ultra-modern, multiple-use radio/GPS system for the camper. So, while we went "way" over budget, it was all money well spent! 🙂
December 2017 Overview:
Car (repairs: $345, fuel: $115):
Gifts (Christmas/New Year's presents):
Health & Fitness (vitamins Mark):
Health insurance Liesbet:
Miscellaneous (Mind My House membership) :
Charity (Best Friends):