Every month, I post a report of our expenses to show that it is possible to live a comfortable, exciting and relatively adventurous life without being rich. Or even without owning/earning a lot of money. That being said, Mark and I seem to manage one big expense a month for some reason, whether it is car, plane, travel or computer-related. Luckily, we live totally rent-free, wherever we end up. 🙂
This report includes ALL of our expenses, in US$, for the two of us. Under groceries we incorporate all the food, produce and non-alcoholic drinks (100% orange juice, oat milk for Mark and organic 1% milk for me) predominantly bought in supermarkets. Toiletries belong in that category as well. Dining out means eating at a restaurant/event or purchasing take-out food. The health category covers non-prescription medicines and Mark's vitamins and supplements; medical contains prescription drugs and doctor's visits. Utilities are always Skype-related, since that is how we make phone calls.
You now see health insurance and costs related to my health care, since we are not in the lowest income bracket anymore and I am not a US citizen. As a matter of fact, I owe the government $1500 for health care insurance in 2016 (and a lot of taxes!), because our income was a bit higher than anticipated. Mark is still eligible for free health care in the state of Massachusetts as of today. If a non-emergency were to happen outside of that state (we are currently in California), it will be expensive for either of us! I still pay a small three-monthly fee in Belgium for health care (required to keep my citizenship), which I mention in my year report.
Here is an overview of our expenses in January. Fuel is higher than usual because of our drive to Southern California, and we took some friends out to dinner, but we finally succeeded in spending less than $1000!